# WealthFold

> WealthFold is a free AI-powered personal finance platform that helps individuals track net worth, manage investments, plan budgets, and get intelligent money insights — all in one place.

WealthFold is built for people who want a complete picture of their financial life. It aggregates assets across stocks, crypto, real estate, and cash, tracks expenses, helps pay down debt, and provides an AI financial advisor for personalized guidance. All core tools are free with no signup required.

## Free Tools

- [Net Worth Calculator](https://wealthfold.com/calculator): Instantly calculate your net worth by adding assets and subtracting liabilities. No signup required.
- [Advanced Net Worth Calculator](https://wealthfold.com/advanced-calculator): Detailed breakdown across asset categories — stocks, crypto, real estate, cash, retirement, and more. Includes PDF export.
- [Zakat Calculator](https://wealthfold.com/zakat-calculator): Comprehensive Islamic Zakat calculator with live gold and silver Nisab prices. Covers cash, investments, gold, silver, cryptocurrency, business assets, and retirement accounts. Free, no signup required.

## Core Features

- **Net Worth Tracking**: Real-time dashboard showing total assets, liabilities, and net worth over time
- **Investment Portfolio**: Track stocks, ETFs, mutual funds, and crypto holdings with performance metrics
- **Expense Tracking**: Log and categorize daily expenses, view spending patterns, and set budgets
- **AI Financial Advisor**: Get personalized financial guidance powered by AI — savings advice, debt strategies, investment insights
- **Goal Planning**: Set and track savings goals, emergency fund targets, and debt paydown plans
- **Retirement Planning**: Project retirement readiness based on current savings rate and investment growth
- **Cash Flow Analysis**: Understand money in vs money out across all accounts
- **Financial Reports**: Generate detailed reports and export to PDF

## About

WealthFold is designed for modern wealth management — mobile-first, privacy-respecting, and free to use for core features. The Pro plan adds advanced analytics, unlimited asset tracking, and AI-powered insights.

## Pages

- [Home](https://wealthfold.com/)
- [Features](https://wealthfold.com/features)
- [Pricing](https://wealthfold.com/pricing)
- [About](https://wealthfold.com/about)
- [Blog](https://wealthfold.com/blog)
- [FAQ](https://wealthfold.com/faq)
- [Contact](https://wealthfold.com/contact)
- [Privacy Policy](https://wealthfold.com/privacy)
- [Terms of Service](https://wealthfold.com/terms)
- [Security](https://wealthfold.com/security)

## Tools

- [Net Worth Calculator](https://wealthfold.com/calculator)
- [Advanced Calculator](https://wealthfold.com/advanced-calculator)
- [Zakat Calculator](https://wealthfold.com/zakat-calculator)

## Blog Articles

- [Compound Interest Calculator: How to Maximize Your Wealth in 2025](https://wealthfold.com/blog/compound-interest-calculator-guide): Learn how compound interest works with examples and strategies to maximize investment returns.
- [Net Worth Calculator 2025: How to Calculate & Track Your Wealth](https://wealthfold.com/blog/net-worth-calculator-guide): What to include in your net worth, benchmarks by age, and strategies to grow wealth faster.
- [Debt Consolidation 2025: Complete Guide to Paying Off Debt Faster](https://wealthfold.com/blog/debt-consolidation-guide): Compare debt consolidation methods, current rates, and when it makes sense.
- [Emergency Fund 2025: How Much You Need & Best Places to Keep It](https://wealthfold.com/blog/emergency-fund-guide): How much to save, best high-yield accounts, and strategies to build your fund faster.
- [Retirement Calculator 2025: How Much Do You Really Need?](https://wealthfold.com/blog/retirement-calculator-guide): Calculate retirement needs, the 4% rule, contribution limits, and benchmarks by age.
- [50/30/20 Budget Rule: Simple Budgeting That Actually Works](https://wealthfold.com/blog/budget-planner-guide): Master the 50/30/20 method for allocating needs, wants, and savings.
- [Crypto Portfolio Tracking 2025: Managing Bitcoin & Altcoins](https://wealthfold.com/blog/cryptocurrency-portfolio-tracking): Cost basis methods, tax rules, and best practices for crypto portfolios.
- [Debt Avalanche vs Snowball: Which Method Wins?](https://wealthfold.com/blog/debt-avalanche-vs-snowball): Compare both strategies with real examples to find which fits your situation.
- [FIRE Movement 2025: Guide to Financial Independence](https://wealthfold.com/blog/fire-movement-guide): Calculate your FIRE number, learn Lean vs Fat FIRE, and create your path to early retirement.
- [Index Funds for Beginners 2025: Simple Path to Wealth](https://wealthfold.com/blog/index-funds-beginners-guide): Why index funds beat active managers, best funds to buy, and how to start with $100.
- [Best High-Yield Savings Accounts 2026](https://wealthfold.com/blog/high-yield-savings-accounts-2026): Compare accounts paying 4%+ APY with no minimums. HYSA vs CD vs money market comparison.
- [Average Net Worth by Age 2026](https://wealthfold.com/blog/average-net-worth-by-age-2026): Median and average net worth benchmarks for every age group. Free calculator included.
- [How to Save Money in 2026: 15 Proven Strategies](https://wealthfold.com/blog/how-to-save-money-2026): Actionable tips from automating savings to negotiating bills. Can save $5,000+ per year.
- [Sinking Funds Explained](https://wealthfold.com/blog/sinking-funds-guide): How to budget for big irregular expenses like car repairs, holidays, and insurance premiums.
- [ETFs vs Index Funds 2026](https://wealthfold.com/blog/etf-vs-index-funds-2026): Key differences in costs, tax efficiency, and trading. When to use each.

## Extended Content

For a full index of all pages, tools, features, and FAQs optimized for LLM context:
[llms-full.txt](https://wealthfold.com/llms-full.txt)

## Social

- X (Twitter): https://x.com/Wealthfold_
- LinkedIn: https://www.linkedin.com/company/wealthfold/
- Instagram: https://www.instagram.com/wealth.fold/